Terms & Conditions
Last updated: January 2025
These terms and conditions govern the use of the Skylightyu platform and the real estate crowdlending services we offer.
1. Acceptance of Terms
By accessing and using this website and our services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our services.
2. Description of Service
Skylightyu provides a real estate crowdlending platform that connects investors with construction projects. We are not investment advisors and do not provide personalized financial advice.
3. Eligibility
To use our services, you must be at least 18 years old, reside in a jurisdiction where crowdlending is legal, provide truthful and complete information, and comply with all identity verification requirements.
4. Investment Risks
Investments in real estate crowdlending carry risks, including the possible loss of invested capital. Past performance does not guarantee future results. We recommend that you do not invest more than you can afford to lose.
5. User Responsibilities
You are responsible for maintaining the confidentiality of your account, providing accurate and up-to-date information, complying with all applicable laws, and immediately notifying us of any unauthorized use of your account.
6. Intellectual Property
All content on this website, including texts, graphics, logos, images, and software, is the property of Skylightyu S.A. or its licensors and is protected by intellectual property laws.
7. Limitation of Liability
Skylightyu shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.
8. Applicable Law
These terms shall be governed by and construed in accordance with the laws of the Republic of Panama. Any dispute shall be submitted to the competent courts of Panama City.
9. Contact
For questions about these terms, contact us at legal@skylightyu.com or at Global Bank Tower, Floor 15, Calle 50, Panama City.